U.S. Army Aviation has come to agree with civilian insurance companies that women are safer drivers:
While ten percent of army helicopter pilots are women, only three percent of helicopter accidents occur when a woman is the pilot.
I don’t know if male and female helicopter pilots are assigned the same tasks.
I think you hit the nail on the head. Women are assigned far less hazardous duty as pilots, both in combat and in training.
Drivers on civilian roads also self-select as to how many hours a week they drive, and in what road conditions. If things get tough, the woman driver had best cancel her drive, while the male driver may have no choice but to go out — eg power linemen, firefighters, police, etc. etc. etc.